Straightforward pricing, no surprises.
Signing up with Visaya Fundmoor costs nothing. There's no fee to open an account — you only ever put in the amount you decide to invest, and every tool on the platform is included from day one.
Where costs can appear
These are the only places money ever leaves your balance for something other than an investment you chose.
| Item | Charged by | Note |
|---|---|---|
| Account opening | — | Free. |
| Platform access | — | Included, with no subscription. |
| Market spread | Broker | The standard difference between buy and sell price. |
| Network / bank fee | Payment provider | Depends on the method you choose. |
Capital is at risk. Only invest what you can afford to lose.
What the numbers look like in practice
A first deposit, step by step
A first deposit shows the full cost picture at once: the amount you send, the conversion spread if any, and nothing further until you choose to invest. There's no monthly account fee and no charge for simply holding your balance.
What happens on the same day
Your balance appears once payment clears, and your analyst walks through the plan before anything is opened. Nothing moves without your say.
Withdrawals and what they cost
Withdrawals return to the same payment method the funds came from — this is a requirement, not a preference, and it's what keeps the account yours alone. Processing carries no charge from us; any deduction you see comes from your own bank or card issuer.
Timing you can plan around
Requests made on a working day are reviewed the same day. Card returns usually settle within three to five working days, bank transfers within two.
What's included
- Free account setup — no registration or licence fees.
- No hidden charges on deposits, withdrawals or upkeep.
- Only standard broker spreads or network costs may apply.
- Start from ₱15,000 and grow at your own pace.